Cherry Payment Plans: Dental Financing Made Easy
Fast online approvals, flexible monthly payments, and options for all credit types. Cherry helps you say yes to the dental care you need, without the stress of a big bill up front.
What Is Cherry?
Cherry is a healthcare financing company built to make dental and medical care easier to afford. Instead of a medical credit card or a bank loan, Cherry gives you a simple online application, a fast answer, and clear payment terms with no surprises.
Cherry works with thousands of dental and medical offices across the country, including Best Dental. You can use it for almost anything, from a routine cleaning to a full smile makeover. The goal is simple: take cost out of the way so you can get the care you need.
Why Choose Cherry?
Fast Online Application
Cherry's application is all online and takes about 3 to 5 minutes on your phone or computer. No paper forms and no faxing. Most people get an answer right away and can start treatment the same day.
Plans for Every Budget
Pick a term from 3 to 60 months. Your monthly payment changes based on the term you choose. Some people qualify for 0% APR promo periods, so compare your options before you pick one.
Options for All Credit Types
A low credit score should not keep you from good dental care. Cherry looks at more than your credit score, so people who get turned down by a bank often still get approved.
How Cherry Works
Talk With Your Dentist
At your visit, your dentist tells you what you need and what it costs. Ask our team about using Cherry to pay.
Apply Online
Fill out Cherry's secure application on any device. It takes about 3 to 5 minutes. You will need some basic info, your job details, and proof of income.
Get a Fast Answer
Most people get a decision in seconds. You will see how much you are approved for and your payment plan choices right away.
Pick Your Plan
Look at the terms, monthly amounts, and interest for each plan. Cherry shows the total cost of each one, so you can choose with full information.
Start Treatment
Once you are approved, you can start your treatment right away. Cherry pays Best Dental in full, and you make easy monthly payments.
Manage Your Account
Use Cherry's website or app to see your plan, make payments, check your balance, and turn on autopay so you never miss a due date.
Key Benefits of Cherry
What Makes Cherry Different
- No hidden fees. No prepayment penalties, sign-up fees, or surprise charges
- Soft credit check when you pre-qualify, so it does not hurt your credit score
- Promo financing with low or 0% APR for people who qualify
- Everything is online, from applying to making payments
- Your dentist gets paid up front while you pay over time
- Flexible terms from 3 to 60 months, so you can fit it to your budget
- Easy to manage. See statements and make payments any time
- Real support from Cherry's team when you have a question
What You Can Finance
You can use Cherry for almost any treatment at Best Dental, from routine care to major work.
Restorative Care
Application Requirements
Cherry works with people in many different credit situations. Knowing what you need ahead of time makes the application quick and easy.
What You Need to Apply
- Be at least 18 years old (19 in a few states)
- A valid U.S. Social Security number
- An active checking account for automatic payments
- Proof of income, such as a job, self-employment, or retirement
- A valid email address and phone number
- A government-issued photo ID
Tips to Improve Your Chances
- Check your credit report for mistakes and fix them before you apply
- Have your income proof ready, like recent pay stubs or tax returns
- Only ask for the amount you need, not more than your treatment costs
- Adding a co-applicant with good credit can help
- Pick a monthly payment you can really afford
- Enter your info correctly, since mistakes can slow things down
Cherry vs. Other Options
Cherry vs. CareCredit
Both help pay for healthcare. Cherry usually has a simpler online setup and may approve people with lower credit scores. CareCredit is accepted at more places, but Cherry's app is easy to use. Both have promo financing periods, and the exact terms depend on your approval.
Cherry vs. Credit Cards
A regular credit card is not built for dental care. Cherry is. Cherry gives you longer terms, up to 60 months, and better 0% APR promo periods. It also does not hurt your credit the way a maxed-out card can.
Cherry vs. In-House Plans
Best Dental offers both Cherry and our own in-house plan. The in-house plan can be easier to get and has no credit check, which is great for very low scores. Cherry usually allows larger amounts and longer terms, which is better for bigger procedures. View all financing options →
Cherry FAQs
Key Takeaways
Related Resources
Ready to Get Started With Cherry?
Do not let cost stand between you and the care you need. Ask about Cherry Payment Plans at your next visit, and our team will walk you through every option.
Best Dental · 22377 Bellaire Blvd, Ste 400, Richmond, TX 77407 · View all financing options →
